Clay Moden’s Money Tip: Cornerstone Has a Home Equity Loan that Could Help You Reach Your Financial Goals

We're about halfway through 2025, and now's a natural time to ask: Are you happy with your progress toward your financial goals?

We've all been thrown a few curveballs this year, but getting on track could be as easy as applying for Cornerstone Community Federal Credit Union's Freedom Home Equity Loan. You could tap into your home's equity to cover renovation costs, debt consolidation, a dream vacation, college tuition or job training, or something else entirely.

I recently closed on a home equity loan to consolidate debt. During our home addition project, we applied for credit cards at several different home improvement stores. Now, thanks to the Freedom Home Equity Loan, all those balances with interest rates hovering around 18 percent are gone, and I just have to make one payment each month with a low introductory rate. Here are some of the loan program details:

• 12-month introductory rate of 3.99% APR
• No closing costs on loans under $100,000
• Convenience of a line of credit with the ability to convert a portion of the balance into a fixed-rate term loan
• No annual fees and no fees to convert to a fixed-rate term loan

You can't beat their customer service, either. They originally told me it would take 4 weeks to close, but we ended up closing within 2 weeks.

However you could use that extra money, put your home equity to work for you with excellent terms and a stress-free process with Cornerstone. Visit ccfcu.org/product/freedom-equity-home-equity-loan and apply today!

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