Since we have gotten out of the COVID-19 pandemic, there has not been to much good financial news. Gas prices are high and the cost of everything has gone up. Not to mention, the interest rates are going through the roof and buying a home has gotten more and more expensive.

There seems to be more and more people trying to make ends meet and making the decision to max out a credit card just to stay up to date on loans and the things we need everyday.

A new report sheds more light on the struggle for those inside of New York City. The Big Apple has always been expensive but it is getting harder for some to manage.

The report from the Fund for the City of New York says that half of the city's working-age residents don't have enough money to comfortably pay for an apartment, food, and basic health care.

Two years later, utilizing the 2023 New York City True Cost of Living and the 2021 American Community Survey, we can now document the pandemic’s profound economic impact on New York City households.

We joke about how fast time is going. Even though it seems that the pandemic lasted forever, looking back, it is all a blur. But as fast as time goes, so does the money we make. I try to get our family of 5 (soon to be 6) to live as simply as possible. The hardest part is not spending money on frivolous things. However, with kids it can be tough. Beyond the basics, as a parent, you want to give your kids opportunity. The cost of camps, leagues and events for kids has also gotten higher and cuts in to the budget considerably.

READ ON: Here's how to apply for rent relief

LOOK: Here are 25 ways you could start saving money today

These money-saving tips—from finding discounts to simple changes to your daily habits—can come in handy whether you have a specific savings goal, want to stash away cash for retirement, or just want to pinch pennies. It’s never too late to be more financially savvy. Read on to learn more about how you can start saving now. [From: 25 ways you could be saving money today]

KEEP READING: Here are the best places to retire in America

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