According to, they questioned about 1,004 participants in a phone survey, and only 55 percent of Americans have more in emergency savings than they have in credit card debt.
In 2012, the percentage was 54, and in 2011, it was 52.

Even people from the highest income level were surveyed -- making at least $75,000 or more a year -- and only two out of three had more emergency savings than credit card debt.'s senior financial analyst, Greg McBride, said Americans aren't saving nearly as much as they should be.

They also found that 60 percent of men and 49 percent of women said they have more in savings than in credit card debt.

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